| http://www.w3.org/ns/prov#value | - er recast, as determined at the time of consummation, and the maximum margin that can apply at any time during the loan term.(4) Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the interest rate is set by 1.5 or more percentage points for a first-lien covered transacti
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