http://www.w3.org/ns/prov#value | - Verisign VIP is one ( commercial ) system that uses soft tokens, and the same token works on your ebay and paypal and other accounts, making it useful to users outside of work - since they start to introduce the same security to their outside-of-work use - Soft tokens are free and work on phones and PCs, hard tokens can be ordered ( they even have credit cards with the hardware token built in, and
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