| http://www.w3.org/ns/prov#value | - Debt collectors can be independent agents, employees of buyers or members of law firms.Mark Schiffman, a spokesman for ACA International, a debt collection trade association, said the group has discouraged the use of social media by its members because the law is unclear, and court cases have not clarified how Facebook, Twitter and other sites can be used legally.???We tell them to avoid??? social
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