| http://www.w3.org/ns/prov#value | - Section 138 of the Negotiable Instrument Act, inter alia, provides: where any cheque drawn by a person on an account maintained by him with a banker for payment of any amount of money to another person from out of that account for the discharge, in whole or in part, of any debt or other liability, is returned by the bank unpaid, either because of the amount of money standing to the credit of that
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