| http://www.w3.org/ns/prov#value | - Description of the Related Art [0005] The credit card, mortgage, personal credit and other financial sectors rely on a variety of information in reviewing, approving, denying and otherwise evaluating credit and credit risk. [0006] One commercially known metric for assessing credit risk is the mathematical model generated by Fair, Issac and Company (FICO) which assigns consumers a normative score b
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