| http://www.w3.org/ns/prov#value | - ???Seven out of 10 payday loan borrowers use the loans to pay for things like rent and utilities and other recurring expenses,??? adds Nick Bourke, the director of Pew???s Safe Small-Dollar Loans Research Project. ???Only 1 in 6 use the loans for emergencies like unexpected car repairs or unexpected medical expenses. ??? Ninety-seven percent of payday loan volume goes to people who are repeat user
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