| http://www.w3.org/ns/prov#value | - Section 226.34 creates a subset of consumer residential mortgage loans referred to as ???high-priced mortgage loans???.??? A higher-priced mortgage loan is a mortgage on a consumer's principal dwelling with an annual percentage rate that exceeds the average price offer rate for a comparable transaction as of the date the interest rate is set by 1.5 or more percentage points for loans secured by a
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