| http://www.w3.org/ns/prov#value | - For contracts that have the upfront sales charge, the mortality and expense charge will be less than contracts that do not have the upfront sales charge and there will not be contingent deferred sales charges.B. Mortality and Expense (M&E) ChargeIn an embodiment, the mortality and expense charge is a daily charge based on the value of the variable sub-account value.
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