| http://www.w3.org/ns/prov#value | - tter of Carmela L. Knieriem, Respondent (AWC/20100247249, July 12, 2011), in which Carmela Knieriem, another industry female, a 32-year industry veteran, was employed at Morgan Stanley Smith Barney as a registered customer service associate assigned to assist branch financial advisors, branch managers, and other employees wi
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