| http://www.w3.org/ns/prov#value | - A policy of insurance or surety bond shall be presumed to be a commercial insurance policy if any named insured is a corporation, limited partnership, partnership, limited liability corporation or sole proprietorship other than a lending institution which is named as an insured due to a mortgage or other security interest or the annual premium is in excess of Ten Thousand Dollars ($10,000.00).
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