| http://www.w3.org/ns/prov#value | - Had he not had credit history, his stated annual income would have allowed him to establish, however with negative trade lines, his best interest is in trying to make a settlement on the defaulted loan, and look into a small limit credit card from a credit union where he can use it for day to day purchases instead of his debit card and pay it either down or completely every month so he has a good
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