| http://www.w3.org/ns/prov#value | - (a)???If a policy of insurance, whether heretofore or hereafter issued, is effected by any person on his/her own life, or on another life, in favor of a person other than himself/herself, or, except in cases of transfer with intent to defraud creditors, if a policy of life insurance is assigned or in any way made payable to any such person, the lawful beneficiary or assignee thereof, other than th
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