| http://www.w3.org/ns/prov#value | - almost 100%. there are risks and other things that are implicit. the government is taking on principally the credit risk in an fha loan. and what i would call an ideal conforming market of the future, in my view, the government should be explicitly offering a guarantee on some form of mortgage-backed security, or other transaction structure, in which principal credit risk is borne by well- capital
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