| http://www.w3.org/ns/prov#value | - PayPal is investing in additional sales force and significant R&D expenses, but as the TPV increases and the instore model matures, segment margins are expected to be higher than core PayPal over time.In addition, Paypal needs to compete with new entrants such as Google, which is going all out to promote its Google Wallet service into stores through a partnership with Citi and MasterCard.Recently,
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