| http://www.w3.org/ns/prov#value | - Partly as a result, mortgage rates for nonconforming loans are slightly higher than conforming loan rates.14 Critics of the conforming loan limit argue that the limit has a disparate geographical effect: in some areas of the country the current limit, which is $359,650 for single-family homes, covers all but the high end of the market, while in other areas, such as San Francisco or New York City,
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