| http://www.w3.org/ns/prov#value | - (a) No insurer shall pay or allow to any person, either directly or indirectly, any commission or compensation for soliciting, negotiating or effecting a contract of insurance or of annuity within this State unless at the time of such solicitation, negotiation or effectuation such person was duly licensed by this State as an agent or broker as to the kind or kinds of insurance involved, and, if an
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