| http://www.w3.org/ns/prov#value | - added by chapter 200 of the laws of 1987 and subdivision 9 as added by chapter 485 of the laws of 1996, are amended and three new subdivisions 10, 11, and 12 are added.Subdivision 10 states that, except as provided in subdivision 12 of this section, it shall be unlawful for any financial institution, retail merchant or other person to mail or otherwise deliver any credit card application or credit
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