| http://www.w3.org/ns/prov#value | - Banks and other financial institutions can legally lend far more than they hold in reserves ( up to 90% more in some countries ), and this debt is a claim on the real world???s ability to generate wealth in the future.In other words, the loan offered by a bank is a phantom until you take it up, and then it becomes your real future potential wealth ??? but owned by the bank.Debt to fund community p
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