| http://www.w3.org/ns/prov#value | - ???I don???t want any institution on this phone to be scared out of mortgage lending by consultants and others who say, ???oh, there???s all kinds of risk involved in the Ability-To-Repay rule.??? If you do good solid lending, you???re used to doing it, you???ve made those kind of hard-headed decisions year in and year out, about who???s a good credit risk and what the properties look like in your
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