| http://www.w3.org/ns/prov#value | - ded into the loan, the total costs, including interest payments, are higher throughout the life of the loan); Homeowners insurance where the lender requires the borrower to pay for a policy selected by the lender; High pre-payment penalties that trap borrowers in the loans; Fees for services that may or may not actually be provided; Loans based on the value of the property with no regard for the b
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