| http://www.w3.org/ns/prov#value | - Adding the number of households that are ???under-banked??? ??? that is, those who rely on alternative financial services providers, such as check-cashers, money-order providers, or payday lenders for at least some of their financial needs ??? the proportion of American households that are inadequately served by mainstream financial institutions is staggering: Over one-quarter of U.S. households,
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