| http://www.w3.org/ns/prov#value | - uptcy Lawyer - Chapter 7 & 13 What is the difference between a chapter 7 and 13? * Chapter 7 is a liquidation of all unsecured debt such as credit cards, medical debt, personal loans, deficiency balances on repos and foreclosures whereby the debt is simply eliminated by the courts because there is no physical way to pay back any of the debt.
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