| http://www.w3.org/ns/prov#value | - Especially look for; Late payments, charge-offs, collections or other negative items that are not yours, Accounts listed as "settled, paid derogatory, paid charge-off or anything other than current or paid as agreed if you paid on time and in full, Accounts that are still listed as unpaid that were included in a bankruptcy, Negative items older than seven years (10 in the case of bankruptc
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