| http://www.w3.org/ns/prov#value | - If he is the case, you might be better off sticking with your ARM a little longer, despite the low rates on fixed-rate mortgages (FRMs).Interest rates on ARMs typically are calculated by adding percentage points to a rate index -- most commonly the 12-month London Interbank Offered Rate, or LIBOR. The rate index fluctuates, and the margin between your rate and the rate index is set by the lender
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