| http://www.w3.org/ns/prov#value | - Notwithstanding anything herein to the contrary, if at any time the interest rate applicable to any Loan, together with all fees, charges and other amounts that are treated as interest on such Loan under applicable law (collectively, the Charges"), shall exceed the maximum lawful rate (the Maximum Rate) that may be contracted for, charged, taken, received or reserved by the Lender holding such
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