| http://www.w3.org/ns/prov#value | - In 1966 Ron Steinberg and Steve Covey pioneered this method to assist pensioners in exchanging eight years of their pension payments for a lump sum up front amount; the lump sum payment has enabled pensioners to use the funds to purchase a residence or other real estate, pay off debt and save thousands of dollars of interest expense, or start or expand their own businesses.
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