| http://www.w3.org/ns/prov#value | - (b)???Any minor not less than 15 years of age, with the consent of parent or guardian, if any, unless otherwise emancipated, may, notwithstanding his/her minority, contract for or own annuities or insurance or affirm by novation or otherwise preexisting contracts for annuities or insurance upon his/her own life, body, health, property, liabilities or other interests or on the persons of another in
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