| http://www.w3.org/ns/prov#value | - Ability to Repay: The Bureau is in the process of finalizing a proposal issued by the Board to implement provisions of the Dodd-Frank Act requiring creditors to determine that a consumer can repay a mortgage loan and establishing standards for compliance, such as by making a ???qualified mortgage,??? pursuant to TILA section 129C as established by Dodd-Frank Act sections 1411 and 1412 (Ability to
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