| http://www.w3.org/ns/prov#value | - biometric template analog in the device of FIG. 8 in accordance with the present invention; FIG. 20 is a flow chart of an exemplary method for using the device of FIG. 8 in a financial transaction in accordance with the present invention; FIG. 21 is a flow chart illustrating an authentication process in accordance with one embodiment of the present invention; FIG. 22 illustrates an authentication
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