| http://www.w3.org/ns/prov#value | - both studies, HUD found housing counseling significantly improved the likelihood homeowners remained in their homes.Housing counseling agencies support fair housing by assisting borrowers in reviewing their loan documentation, to avoid potential mortgage scams, unreasonably high interest rates, inflated appraisals, unaffordable repayment terms, and other conditions that can result in a loss of eq
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