| http://www.w3.org/ns/prov#value | - This risk classification can be determined by an algorithm in the financial clearinghouse 40 which evaluates some or all of the factors identified above, or can be based on a credit report obtained from a credit reporting agency, such as a Dun & Bradstreet??? report, a TRW??? report, or an EQUIFAX??? report, or by a combination of the above methods.
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