| http://www.w3.org/ns/prov#value | - Applying this definition, courts have found that many types and fees constitute ???interest??? under the NBA. See e.g. Smiley, 517 U.S. 735 (finding that credit card late payment fees constituted ???interest??? for the purpose of the NBA); Phipps v. Guaranty Nat???l Bank of Tallahassee, 2003 WL 22149646, at *6 (W.D. Mo.
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