| http://www.w3.org/ns/prov#value | - But you have to have some kind of financial building block in which to start building access to credit, one of the aspects of building a life.People who are underbanked tend to carry wads of cash in their pockets and have to physically walk into a utility office to pay bills, into a store to pay off retail cards, or into a Verizon or AT&T storefront to pay off a cell phone bill in cash.
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