| http://www.w3.org/ns/prov#value | - In today's economy, we all have to deal with higher risks, greater losses and greater delinquencies, said Vernon Gerety, Ph.D., VGAdvisors, LLC. What I have been preaching is consistency in the way that you deal with every client, based on the factors that you face, such as the quality of the customer, the amount of information you have on them and how long your relationship has been.
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