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http://webisa.webdatacommons.org/430759024
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http://www.w3.org/1999/02/22-rdf-syntax-ns#type
http://www.w3.org/ns/prov#Entity
http://www.w3.org/ns/prov#value
A mortgage is a collateralized loan, so as MaryContrary pointed out, expected increases in the value of the collateral (up to 2008 happening because of the Fed pumping money into the economy) offsets the greater risk of default.
http://www.w3.org/ns/prov#wasQuotedFrom
chicagotribune.com