| http://www.w3.org/ns/prov#value | - Employers have been wary about embracing these plans, in large part because of uncertainty about how to structure them to comply with various state and federal laws such as the Americans with Disabilities Act (ADA), the Patient Protection and Affordable Care Act (ACA), the Health Insurance Portability and Accountability Act (HIPAA), state smokers??? rights laws, and the federal Genetic Infor
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