| http://www.w3.org/ns/prov#value | - Section 1101(a)(1) of the New York Insurance Law defines an insurance contract as follows:Insurance contract means any agreement or other transaction whereby one party, the insurer, is obligated to confer benefit of pecuniary value upon another party, the insured or beneficiary, dependent upon the happening of a fortuitous event in which the insured or beneficiary has, or is expected to
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