| http://www.w3.org/ns/prov#value | - A subprime home loan excludes a transaction to finance the initial construction of a dwelling, a temporary or 'bridge' loan with a term of twelve months or less, such as a loan to purchase a new dwelling where the borrower plans to sell a current dwelling within twelve months, or a home equity line of credit.8 NO NEGATIVE AMORTIZATION The Act amends the prohibition on negative amortization for
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