| http://www.w3.org/ns/prov#value | - Much as the larger attractions of the CCC approach are widely known -consolidation of unsecured bills with lower interest rates and, ideally, the waiver of fees that thecredit cards or other accounts had previously assessed - but the costs of this program areconsiderable and the effects upon credit reports are nearly as ruinous as those seen frombankruptcy protection.
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