| http://www.w3.org/ns/prov#value | - Still if you put a mere $2000 on a zero percent for nine months instead of 20% you have saved $300 in interest charges even if the 0% rate jumps to 20% at the end of nine months. 20% interest rates are to be avoided at almost all costs - the almost being the payday loan type option which charges over 1000% (not a typo!) interest.
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