| http://www.w3.org/ns/prov#value | - HMDA data suggest this is likely to be the case, since the share of home improvement or refinance loans (those types of loans currently covered by HOEPA) that are identified as HOEPA loans in those data is about 2-3 percent for loans secured by a manufactured home compared with about 0.05 percent of loans secured by other types of 1-4 family homes, for example.
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