| http://www.w3.org/ns/prov#value | - counts by other means, such as ATM withdrawals, debit card transactions, or other electronic fund transfers. v. Advertising an account-related service for which the institution charges a fee in an advertisement that also uses the word ???free??? or ???no cost??? (or a similar term) to describe the account, unless the advertisement clearly and conspicuously indicates that there is a cost associated
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