| http://www.w3.org/ns/prov#value | - According to the Social Security Administration, a 20-year-old worker has a 3-in-10 chance of becoming disabled before reaching retirement age. (The majority of long-term disabilities are caused by illnesses such as cancer and heart disease rather than accidents.) While it is commonplace to purchase life insurance to cover mortgage and other expenses in the event of death, the odds of mortgage for
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