| http://www.w3.org/ns/prov#value | - cordance with a preferred embodiment; [0081]FIG. 81 is a block diagram illustrating a merchant capture system for transmitting capture information and receiving payment in accordance with a preferred embodiment; [0082]FIG. 82 is a block diagram illustrating a merchant system for transferring payment from a merchant device such as a smart card to a commercial bank in accordance with a preferred emb
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