| http://www.w3.org/ns/prov#value | - According to Robert J. Michel, the bank???s senior vice president of Retail Lending, ???Whether it???s directly due to the recession, job loss, bankruptcy, reduction of income, or other life events, such as divorce or illness, we know there are many good, hard-working people out there who for one reason or another have taken a serious hit in recent times. ???We also know that many of these same pe
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