| http://www.w3.org/ns/prov#value | - The ATR/QM rule applies to almost all closed-end consumer credit transactions secured by a dwelling, including any real property attached to the dwelling.4 In other words, the rule applies to loans made to members secured by residential structures that contain one to four units, including an individual condominium unit, cooperative unit, mobile home, and trailer if it is used as a residence.
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