| http://www.w3.org/ns/prov#value | - Posted: Thu May 14, 2009 9:19 am Post subject: Like Dislike lindsey, if you are a first time homebuyer, you will probably find that your best bet is to use a program offered by your local state housing department, which exists in virtually every state in the usa. there, you will also find these "soft second mortgages on occasion, which would provide you with down payment and closing costs assistanc
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