| http://www.w3.org/ns/prov#value | - Some organizations, including Moody's Economy.com, estimate that as many as 12 million borrowers may be underwater.Being underwater does not necessarily mean that you can not pay your bills, said Fleming, but it is a necessary condition of default.Borrowers who are underwater but have enough income to pay bills can keep up with their mortgages - even if they do not like paying more to live in a hom
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