| http://www.w3.org/ns/prov#value | - You do not need to convert (but you could if you wanted to- and it might make it easier to keep your records organized) last years traditional IRA to a Roth.Yes, you can have both types of IRAs at the same time, but the total contribution each year is still only $2000 (for example $1000 to traditional and $1000 to Roth, or $2000 to one of them and none to the other).As for what strategy to use in a
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