| http://www.w3.org/ns/prov#value | - That cost -- the money banks pay to garner deposits and other funds that are then used to lend, invest or trade -- dropped to 0.97 percent, the first time they have paid less than one percent during a quarter since at least 1984, the bank regulator's records show.Historical records on commercial banks' cost of funds going back to the inception of the agen
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